Business banking with
the power of E
ExpertEASE
The knowledge of our experts makes banking easy and convenient
Every
Stage
Next-level business banking – at every stage
Easy
Street
1st State Bank makes business banking easy – wherever you are
Sup-E-rior
Team
Experience the exceptional listening skills of our team members
ExpertEASE
If one word could sum up our business banking approach
We’ll apply that same personalized approach to recommending the accounts and services that are right for your business, from exploring deposit accounts to cash management to financing options.
Put the ExpertEASE of 1st State Bank to work for your business today.
EVERY Stage
A business partner you can start with, grow with and stay with
Some banks prefer to only work with companies with proven track records or only work with certain industries. At 1st State Bank, we value the relationships we build most of all. Our customers range from new businesses, to growing companies, to established businesses that have served the community for generations.
No matter how long you’ve been in business, our banking experts focus on you – where you are now and where you can be. It is our goal to help you accomplish your ambitions, your dreams and your plans.
At each and every stage, we’re here – ready to take you to the next level. What are you waiting for?
EASY Street
As close as your pocket or your desktop
With all of the complex situations you face daily with your business, banking shouldn’t be one of them. 1st State Bank makes business banking easy – wherever you are. Take advantage of online and mobile banking, remote deposit and courier deposit service and free checking. And talk to expert bankers who know you and your business.
Whether you choose to visit one of our branch offices or speak with a business lender, the people who make decisions about your loans and deposits are the people you meet with, not faceless individuals just making sure all the right boxes are checked.
Take a walk down EASY Street — it’s just a scroll or a click away.





Sup-E-rior Team
Exceptional listeners – Expert lenders
At 1st State Bank, we value the exceptional listening skills of all of our team members as much as the unparalleled expertise of our business lenders. We’ll first listen to learn about you and your needs before making a decision or recommending a course of action. We believe this is part of what makes our team truly sup-E-rior, able to support your business in both everyday situations and extraordinary circumstances.
Contact one of our sup-E-rior team members today.
“We decided to talk to 1st State Bank because they had a great reputation. After reviewing our operation and finances, they came back with a proposal of customized recommendations. It was clear they understood our business and goals – which is why I’ve referred other small businesses. It’s the ultimate sign of customer satisfaction.”
– Paul Reder, Reder Landscaping
Customer since 2019
Contact Us
Ready to experience the power of E? Your message will be sent to appropriate 1st State Bank staff for prompt follow-up during normal business hours.

Visit Any of Our Offices
Main Office: 4800 Fashion Square Blvd., Suite 100, Saginaw
State Street Office: 5424 State Street, Saginaw
Downtown Bay City Office: 601 N. Madison Avenue, Bay City
Wilder Road Office: 3907 Wilder Road, Bay City
Downtown Midland Office: 400 Ashman Street, Midland