Business banking with

the power of E


The knowledge of our experts makes banking easy and convenient


Next-level business banking – at every stage


1st State Bank makes business banking easy – wherever you are


Experience the exceptional listening skills of our team members


If one word could sum up our business banking approach

At 1st State Bank, we may take a few liberties with spelling, but we take your business seriously. ExpertEASE is all about harnessing the knowledge of our experts to make your banking experience easy and convenient. Our personal bankers and business lenders are experts in their field, focused on your business success. Need help with federal loan programs? Unlike other banks, we won’t just send you a link and leave you alone to figure out what to do next. One of our business lenders will work with you personally, staying in touch and walking you through the process. If necessary, they’ll even help you complete the online application.

We’ll apply that same personalized approach to recommending the accounts and services that are right for your business, from exploring deposit accounts to cash management to financing options.

Put the ExpertEASE of 1st State Bank to work for your business today.

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A business partner you can start with, grow with and stay with

Some banks prefer to only work with companies with proven track records or only work with certain industries. At 1st State Bank, we value the relationships we build most of all. Our customers range from new businesses, to growing companies, to established businesses that have served the community for generations.

No matter how long you’ve been in business, our banking experts focus on you – where you are now and where you can be. It is our goal to help you accomplish your ambitions, your dreams and your plans.

At each and every stage, we’re here – ready to take you to the next level. What are you waiting for?

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EASY Street

As close as your pocket or your desktop

With all of the complex situations you face daily with your business, banking shouldn’t be one of them. 1st State Bank makes business banking easy – wherever you are. Take advantage of online and mobile banking, remote deposit and courier deposit service and free checking. And talk to expert bankers who know you and your business.

Whether you choose to visit one of our branch offices or speak with a business lender, the people who make decisions about your loans and deposits are the people you meet with, not faceless individuals just making sure all the right boxes are checked.

Take a walk down EASY Street — it’s just a scroll or a click away.

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Sup-E-rior Team

Exceptional listeners – Expert lenders

At 1st State Bank, we value the exceptional listening skills of all of our team members as much as the unparalleled expertise of our business lenders. We’ll first listen to learn about you and your needs before making a decision or recommending a course of action. We believe this is part of what makes our team truly sup-E-rior, able to support your business in both everyday situations and extraordinary circumstances.

Contact one of our sup-E-rior team members today.

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“We decided to talk to 1st State Bank because they had a great reputation. After reviewing our operation and finances, they came back with a proposal of customized recommendations. It was clear they understood our business and goals – which is why I’ve referred other small businesses. It’s the ultimate sign of customer satisfaction.”

– Paul Reder, Reder Landscaping
Customer since 2019


Contact Us

Ready to experience the power of E? Your message will be sent to appropriate 1st State Bank staff for prompt follow-up during normal business hours.

Visit Any of Our Offices

Main Office: 4800 Fashion Square Blvd., Suite 100, Saginaw
State Street Office: 5424 State Street, Saginaw
Downtown Bay City Office: 601 N. Madison Avenue, Bay City
Wilder Road Office: 3907 Wilder Road, Bay City
Downtown Midland Office: 400 Ashman Street, Midland


Talk to one of our business banking experts at (989) 702-2476 or see full list here.

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Equal Housing Lender